Statement of Fair Lending Principles by AFSA
In Support of an Industry-wide, Pro-Consumer Solution

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In Recognition that Automobiles Are Fundamental to the American Way of Life and that Auto Financing is Essential to the U.S. Economy


Participants in the U.S. auto industry maintain:

In Recognition that Fair Lending Practices, Required by Law, Are Fundamental to American Values

While not having insight into the race or ethnicity of their credit applicants and customers, participants in the auto industry, are committed to:

In Recognition that a Resolution to any Fair Lending Concerns Must be Industry-wide in order to Promote Competition and Serve Consumers’ Best Interests

Participants in the auto industry support:

The members of the American Financial Services Association are dedicated to protecting access to credit and consumer choice.

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